{"message":"Welcome to XICAR Unified Backend API","version":"2.0.0","services":{"payments":{"prefix":"/api/payments","endpoints":["POST /api/payments/create-payment","POST /api/payments/create-card-payment","POST /api/payments/create-ewallet-payment","POST /api/payments/create-qr-payment","GET  /api/payments/status/:id","POST /api/payments/cancel/:id","GET  /api/payments/methods"]},"webhooks":{"prefix":"/api/webhooks","endpoints":["POST /api/webhooks/xendit"]},"driverPayouts":{"prefix":"/api/driver-payouts"},"scheduledRides":{"prefix":"/api/scheduled-rides"},"admin":{"prefix":"/api/admin","endpoints":["GET /api/admin/balance","GET /api/admin/transactions","GET /api/admin/summary","GET /api/admin/payout-channels"]},"ewalletLinking":{"prefix":"/api/ewallet-linking","endpoints":["POST /api/ewallet-linking/link","POST /api/ewallet-linking/pay","GET  /api/ewallet-linking/linked/:userId","DELETE /api/ewallet-linking/unlink"]},"googleMaps":{"prefix":"/api/maps","endpoints":["GET /api/maps/health","GET /api/maps/places/autocomplete","GET /api/maps/places/details","GET /api/maps/directions","POST /api/maps/directions/multi-stop","GET /api/maps/static-maps","POST /api/maps/static-maps/multi-stop"]},"osm":{"prefix":"/api/osm","endpoints":["GET /api/osm/health","GET /api/osm/directions","GET /api/osm/distance-matrix","GET /api/osm/geocode","POST /api/osm/calculate-fare"]},"ai":{"prefix":"/api/ai","endpoints":["POST /api/ai/chat","POST /api/ai/analyze-image","POST /api/ai/enhance-image","POST /api/ai/validate-image","POST /api/ai/clear"]},"otp":{"prefix":"/api/otp","endpoints":["POST /api/otp/send","POST /api/otp/verify","POST /api/otp/cancel"]},"qrRedirect":{"endpoints":["GET /go","GET /driver"]}},"health":"/health"}